A tire blow out is when your tire suddenly goes flat – typically occurring while driving.  When it does occur, you may want to pull over.  You will need to get the vehicle repaired properly.  Most of that time period, you also have to get the job done with your automobile insurance company to determine whether you have coverage for the cost of new tire. 

Most conventional tire blow outs will not fall under your auto insurance.  There are a number of situations where your insurance company may help cover the cost of the loss.

What Caused the Tire Blow out?

To ascertain if your insurance will cover your losses, then determine the underlying reason for the tire blowout.  Below are a few examples.

The tire is showing signs of age.  It's wearing thin in a few places.  This is because of bad maintenance and general upkeep.  Your auto insurance is unlikely to cover this kind of loss.

Your tires were slashed and vandalized while it was parked in front of your home.  In cases like this, your automobile insurance policy may help cover your loss. 

You are driving and suddenly hit a guardrail and slash the tire. Since you made contact with the guardrail, you may be covered by your insurer.

Someone stole your car or truck.  When the authorities recover the vehicle, the tire is damaged. In cases like this, it could possibly be a consequence of the harm resulting by the theft and your insurance policy may pay for the claim.

If you have a tire blow out and live in Sacramento, Yreka, or Minneapolis, and want to discuss your options, please contact us. We’d love to help you.