What is universal life insurance?

Universal life insurance is a form of whole life insurance that gives you more control when it comes to how your money is being handled. It combines the low-cost coverage of term life insurance with the savings element of whole life insurance. Universal life insurance provides more flexibility than other policies. You can review and adjust premiums, savings element and the death benefit as circumstances change.

What are the benefits of universal life insurance?

With a universal life insurance policy, you can shift money between the insurance and savings components as the market and interest rates change. This control is great for people who prefer a hands-on approach to investing. For example, if your savings component has low returns, you can use it to pay the premiums instead of paying out of pocket.

Get started today!

Want to learn more about universal life insurance? Contact us to learn more about it. We’re happy to answer your questions and help you find a policy that meets your needs.

Thank your for your interest in Armar Insurance Agency. We have offices in Sacramento and Yreka, CA as well as Minneapolis, MN. We are licensed to insure residents and businesses nationwide with a focus on the central and western regions of the US. Contact us today to get started!